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Hazel Bateman

Professor, Head of School

School of Risk ＆ Actuarial - BEcon (Hons), University of Queensland | PhD, UNSW

About Hazel

Hazel has research interests in the areas of public and private provision for retirement. Her current research investigates retirement saving, investment and benefit decisions; the structure, governance and performance of pension and superannuation funds; and effective public policy for an ageing society. Prior to joining the University of New South Wales, Hazel worked as an economist in the Australian Treasury.

Hazel has been a consultant on retirement income issues to a range of Australian and international organisations including the OECD, the World Bank, the Social Insurance Administration (China), APEC and KIHASA. Hazel is a member of UniSuper's Consultative Committee and in 2012-13 was a member of the Australian Government's Superannuation Roundtable.

Journal Articles

Bateman H; Donald S; Liu K; Buckley R; Nicholls R, 2016, 'Too connected to fail: the regulation of systemic risk within Australias superannuation system' Journal of Financial Regulation, vol. 2, pp. 56 - 78, 10.1093/jfr/fjv010
Bateman H; Dobrescu LI; Newell BR; Ortmann A; Thorp S, 2016, 'As easy as pie: How retirement savers use prescribed investment disclosures' Journal of Economic Behavior and Organization, vol. 121, pp. 60 - 76, 10.1016/j.jebo.2015.10.020
Bateman H; Eckert C; Geweke J; Louviere J; Satchell S; Thorp S, 2016, 'Risk Presentation and Portfolio Choice' Review of Finance, vol. 20, pp. 201 - 229, 10.1093/rof/rfv001
Iskhakov F; Thorp S; Bateman H, 2015, 'Optimal Annuity Purchases for Australian Retirees' Economic Record, vol. 91, pp. 139 - 154, 10.1111/1475-4932.12183
Bateman H; Stevens R; Lai A, 2015, 'Risk Information and Retirement Investment Choice Mistakes Under Prospect Theory' Journal of Behavioral Finance, vol. 16, pp. 279 - 296, 10.1080/15427560.2015.1095749
Bateman H; Eckert C; Geweke J; Louviere J; Satchell S; Thorp S, 2014, 'Financial competence, risk presentation and retirement portfolio preferences' Journal of Pension Economics and Finance, vol. 13, pp. 27 - 61, 10.1017/S1474747213000188
Bateman H; Deetlefs J; Dobrescu LI; Newell BR; Ortmann A; Thorp S, 2014, 'Just interested or getting involved? An analysis of superannuation attitudes and actions' Economic Record, vol. 90, pp. 160 - 178, 10.1111/1475-4932.12107
Bateman H; Agnew JR; Thorp S, 2013, 'Work, Money, Lifestyle: Plans of Australian Retirees' JASSA, pp. 40 - 44
Bateman H; Agnew JR; Thorp S, 2013, 'Financial Literacy and Retirement Planning in Australia' Numeracy: Advancing Education in Quantitative Literacy, vol. 6, 10.5038/1936-4660.6.2.7
Bateman H, 2013, 'Restoring a level playing field for defined benefits superannuation' JASSA, vol. 2013, pp. 36 - 41, http://search.informit.com.au/documentSummary;dn=866081692601609;res=IELAPA
Bateman H; Kingston G, 2013, 'Restoring a level playing field for defined benefits superannuation' JASSA, vol. 2013, pp. 36 - 41
Agnew J; Bateman H; Thorp S, 2013, 'Superannuation knowledge and plan behaviour' JASSA, vol. 2013, pp. 45 - 50
Bateman H; Kingston G, 2012, 'The future of financial advice and MySuper' JASSA, vol. 3, pp. 43 - 49
Bateman H; Eckert C; Geweke J; Louviere J; Thorp S; Satchell S, 2012, 'Financial Competence and Expectations Formation: Evidence from Australia' Economic Record, vol. 88, pp. 39 - 63, 10.1111/j.1475-4932.2011.00766.x
Bateman HJ; Thorp S; Louviere J; Islam T; Satchell S, 2011, 'Retirement investor risk tolerance in tranquil and crisis periods' Journal of Behavioral Finance, vol. 12, pp. 201208
Bateman HJ, 2011, 'Australia's tax and transfer system under review: Evaluating Harmer and Henry' Economic and Labour Relations Review, vol. 22, pp. 1 - 6, http://search.informit.com.au/documentSummary;dn=593548594853847;res=IELBUS
Bateman H; Islam T; Louviere J; Satchell S; Thorp S, 2011, 'Retirement investor risk tolerance in tranquil and crisis periods: Experimental survey evidence' Journal of Behavioral Finance, vol. 12, pp. 201 - 218, 10.1080/15427560.2011.620199
Bateman HJ; Thorp S; Louviere J; Islam T; Satchell S, 2010, 'An Experimental Survey of Investment Decisions for Retirement Savings' Journal of Consumer Affairs, vol. 44, pp. 463 - 481, http://onlinelibrary.wiley.com/doi/10.1111/j.1745-6606.2010.01178.x/abstract
Bateman H; Kingston G, 2010, 'The Henry Review and Super and Saving' Australian Economic Review, vol. 43, pp. 437 - 448, 10.1111/j.1467-8462.2010.00615.x
Bateman H; Kingston G, 2010, 'Tax and super - Unfinished business' JASSA, pp. 49 - 54
Bateman H; Louviere J; Thorp S; Islam T; Satchell S, 2010, 'Investment decisions for retirement savings' Journal of Consumer Affairs, vol. 44, pp. 463 - 482, 10.1111/j.1745-6606.2010.01178.x
Bateman H; Thorp S, 2008, 'Choices and constraints over retirement income streams: Comparing rules and regulations' Economic Record, vol. 84, 10.1111/j.1475-4932.2008.00480.x
Kingston GH; Bateman HJ, 2007, 'superannuation and personal income tax reform' Australian Tax Forum Journal, vol. 22, pp. 135 - 159
Bateman HJ; Thorp SJ, 2007, 'Decentralized investment management: An analysis of non-profit pension funds' Journal of Pension Economics and Finance, vol. 6, pp. 21 - 44
Bateman H, 2007, 'Preface and acknowledgements' Retirement Provision in Scary Markets
Bateman HJ, 2006, 'Recent Superannuation Reforms: Choice and Flexibility in Retirement' Australian Accounting Review, vol. 16, pp. 2 - 6
Bateman HJ; Thorp SJ, 2006, 'Evaluating the returns to delegated investment management: Australian accumulation funds' An Examination of the market Impact Cost of Active Australian Equity Managers, vol. 1, pp. 61 - 67
Bateman HJ, 2006, 'Book Review - Old Age Income Support in the 21st Century: An International Perspective on Pension systems and reform' Journal of Pension Economics and Finance, vol. 5, pp. 117 - 118
Bateman HJ, 2006, 'Saving the Future: Can the Under 40s Afford to Grow Old?' Finsia, vol. 2, pp. 22 - 23
Bateman HJ, 2006, 'Population Ageing: Can We Afford to Grpw Old?' ACS Update, vol. December 2006, pp. 4 - 5
Bateman HJ, 2005, 'Retirement incomes for an ageing Australia' Economic and Labour Relations Review, vol. 15, pp. 284 - 308
Bateman HJ, 2005, 'Alternative Responses to Population Ageing: Introduction' Economic and Labour Relations Review, vol. 15, pp. 212 - 216
Bateman HJ; Mitchell O, 2004, 'New Evidence on pension plan design and administrative expenses: the Australian experience' Journal of Pension Economics and Finance, vol. 3, pp. 63 - 76
Bateman H, 2003, 'Regulation of Australian superannuation' Australian Economic Review, vol. 36, pp. 118 - 127
Bateman HJ, 2002, 'Retirement income strategy in Australia' Economic Analysis and Policy, vol. 32, pp. 49 - 70
Bateman HJ; Ablett JR, 2000, 'Compulory Superannuation and Australian Generational Accounts: Some preliminary results' Economic Analysis and Policy, pp. 33 - 48
Bateman HJ, 1999, 'Perspectives on Australian retirement Income policy' Australian Social Policy, vol. 1, pp. 31 - 59
Bateman H; Piggott J, 1999, 'Mandating Retirement Provision: The Australian Experience' Geneva Papers on Risk and Insurance: Issues and Practice, vol. 24, pp. 95 - 113
Bateman H; Piggott J, 1998, 'Mandatory retirement saving in Australia' Annals of Public and Cooperative Economics, vol. 69, pp. 547 - 569, 10.1111/1467-8292.00094
Bateman H, 1997, 'Risk management issues for mandatory private retirement provision: Roles for options' Australian Journal of Management, vol. 22, pp. 175 - 197, 10.1177/031289629702200203

Books

Bateman H, 2007, Retirement provision in scary markets
Bateman HJ, 2006, , Original
Bateman HJ; Piggott JR; Kingston GH, 2001, Forced Saving: Mandating Private Retirement Incomes, Original, Cambridge University Press, Cambridge
Bateman HJ; Piggott JR, 1999, The Costs of the Superannuation Surcharge, Original, Committee for Economic Development of Australia, Melbourne, Australia

Book Chapters

Bateman H, 2015, 'Structuring the payout phase in a defined contribution scheme in high income countries: Experiences of Australia and New Zealand' in Strengthening Social Protection in East Asia, pp. 73 - 105
Bateman H; Louviere JL; Thorp S, 2014, 'Understanding How Consumers Make Financial Choices: A cross-disciplinary learning experience' in Harrison T; Estelami H (ed.), The Routledge Companion to Financial Services Marketing, Routledge
Bateman HJ; Piggott J, 2012, 'Civil Services and Military Retirement Income Provision in Australia' in Takayama N (ed.), Reforming Pensions for Civil and Military Servants, edn. Original, Maruzen, Tokyo, pp. 29 - 54
Bateman HJ; Piggott J, 2011, 'Too much risk to insure? the Australian (non-) Market for Annuities' in Mitchell OS; Piggott J; Takayama N (ed.), Securing Lifelong Retirement Income: Global Annuity Markets and Policy, edn. 2011, Oxford University Press, New York, pp. 81 - 105
Bateman HJ, 2010, 'Retirement income provision in Australia in the wake of the global financial crisis' in Stevens Y; Waine B; Roberts L (ed.), Retirement income provision in Australia in the wake of the global financial crisis, edn. Original
Bateman HJ, 2010, 'Retirement income provision in Australia' in Pension Insurance for Migrant Workers Research Report, edn. Original, Ministry of Human Resources and Social Services, China, pp. 400 - 422
Bateman HJ; Piggott J, 2009, 'Labour force participation of older workers in Australia and Japan' in Corbett J; Daly A; Matsushige H; Taylor D (ed.), Laggards and Leaders in Labour Market Reform, edn. 1, Routledge, UK, pp. 157 - 179
Bateman H; Hill RJ, 2008, 'Benchmarking the performance of superannuation funds' in Pension Fund Governance: A Global Perspective on Financial Regulation, pp. 158 - 173
Bateman HJ, 2007, 'Retirement Provision in Scary Markets - An Introduction' in Retirement Provision in Scary Markets, edn. 1, Edward Elgar, UK, pp. 1 - 13
Thorp S; Kingston G; Bateman H, 2007, 'Financial engineering for Australian annuitants' in Retirement Provision in Scary Markets, pp. 123 - 144
Bateman HJ; Piggott JR, 2003, 'The Australian Approach to Retirement Income Provision' in Takayama N (ed.), Taste of pie: searching for better pension provisions in developed countries, edn. 1, Maruzen Book Co Ltd, Tokyo, pp. 3 - 36
Piggott JR; Bateman HJ, 2002, 'Private Mandatory Retirement Provision: Design and Implementation Challenges' in Ihori T; Tachibanaki T (ed.), Social Security Reform in Advanced Countries, edn. 1, Routledge Press, London, pp. 81 - 112
Bateman HJ, 2002, 'Design and Management of Occupational Defined Contribution Pension Schemes: Lessons from the Administrative Cost Literature' in Regulating Private Pension Schemes: Trends and Challenges, edn. 4, OECD, Paris, pp. 151 - 168
Bateman HJ; Piggott JR, 1997, 'Mandatory retirement saving: Australia and Malaysia compared' in The economics of pension, edn. Original, Cambridge University Press, Cambridge, UK, pp. 318 - 349

Conference Papers

Kudrna GJ; Bateman H, 2014, 'Assessing Private Pension Tax Regimes: An Australian Perspective' in Assessing Private Pension Tax Regimes: An Australian Perspective, CEPAR CESifo workshop on Pension Taxation, Population Ageing and Globalization, Sydney, presented at CEPAR CESifo workshop on Pension Taxation, Population Ageing and Globalization, Sydney, 01 - 01 November 2014
Bateman HJ, 1999, 'The Role of Specialised Financial Institutions in Pension Fund Administration' in Policy Issues in Pension Reform, Policy Issues in Pension Reform, Chile, presented at Policy Issues in Pension Reform, Chile, 01 April 1999
Bateman HJ, (ed.), 1998, 'The Relative Roles of the Private and Public Sectors in Pension Funds Management' in APEC Regional Forum on Pension Reform, APEC Regional Forum on Pension Reform, Cucun, pp. 1 - 42, presented at APEC Regional Forum on Pension Reform, Cucun, 04 - 06 February 1998
Bateman HJ, (ed.), 1998, 'A Framework for Pension Reform in the APEC Economies' in APEC Regional Forum on Pension Reform, APEC Regional Forum on Pension Reform, Cucun, pp. 85 - 105, presented at APEC Regional Forum on Pension Reform, Cucun, 04 - 06 February 1998

Working Papers

Bateman HJ; Thorp S; Louviere J; Islam T; Satchell S, 2009, 'Retirement investor risk tolerance when risk is range: experimental survey evidence from tranquil and crisis periods', CPS Discussion Paper
Bateman HJ, 2009, 'Retirement income provision in Australia - outstanding issues in a mature system', CPS Discussion Paper
Bateman HJ, 2008, 'Lost Superannuation Accounts in Australia', CPS Discussion Paper
Bateman HJ; Ganegoda A, 2008, 'Australias disappearing market for life annuities', CPS Discussion Paper

Other Academic Work

Bateman HJ; Thorp S; Louviere J; Islam T; Satchell S, 2009, 'An Experimental Survey of Investment Decisions for Retirement Savings' in An Experimental Survey of Investment Decisions for Retirement Savings, Midwest Finance Association Annual Meetings, Chicago, presented at Midwest Finance Association Annual Meetings, Chicago, 04 - 07 March 2009
Bateman HJ; Thorp S; Louviere J; Islam T; Satchell S, 2009, 'An Experimental Survey of Investment Decisions for Retirement Savings' in An Experimental Survey of Investment Decisions for Retirement Savings, Improving Financial Literacy and Reshaping Financial Behavior, Indianapolis, presented at Improving Financial Literacy and Reshaping Financial Behavior, Indianapolis, 14 - 15 May 2009
Bateman HJ, 2009, 'Retirement income provision in Australia in the wake of the global financial crisis' in Retirement income provision in Australia in the wake of the global financial crisis, Protecting Pension Rights in the Economic Crisis, Leuven, Belgium, presented at Protecting Pension Rights in the Economic Crisis, Leuven, Belgium, 18 - 19 June 2009
Bateman HJ; Thorp S; Louviere J; Islam T; Satchell S, 2009, 'Retirement investor risk tolerance when risk is range: experimental evidence from tranquil and crisis periods' in Retirement investor risk tolerance when risk is range: experimental evidence from tranquil and crisis periods, 19th Australian Colloquium of Superannuation Researchers, UNSW, Sydney, presented at 19th Australian Colloquium of Superannuation Researchers, UNSW, Sydney, 14 - 15 July 2011
Bateman HJ, 2009, 'Retirement income provision in Australia - lessons from a mature system' in Retirement income provision in Australia - lessons from a mature system, Chins-Australia Governance Program Conference: Old-Age Insurance for Migrant Workers, Beijing, presented at Chins-Australia Governance Program Conference: Old-Age Insurance for Migrant Workers, Beijing, 15 - 16 September 2009
Bateman HJ, 2008, South African Old Age Policy: Lessons from Australia, Reports
Bateman HJ, 2006, 'Old Age Income Protection in Australia' in Old Age Income Protection in Australia, Aging Population and Pension Reform, Seoul, South Korea, presented at Aging Population and Pension Reform, Seoul, South Korea, 18 - 19 December 2006
Bateman HJ, 2004, Evaluation of World Bank Assistance on Pension Reform, Independent Evaluation Group, The World Bank, Washington, Reports
Bateman HJ, 1997, Three essays on the economics of mandatory private retitrement savings, thesis